Last updated: 2026
1. Acceptance of terms By creating an ondu account you agree to these Terms and our Privacy Policy. If you don't agree, please don't use the app. 2. Description of the service ondu is a personal finance app that lets you record accounts, transactions, budgets, debts, savings goals and recurring payments. ondu is not a bank, does not process real payments, and does not provide financial, legal or tax advice — it's a tool for recording and organizing information you enter yourself. 3. Your account You're responsible for keeping your password confidential and for all activity on your account. Let us know right away if you suspect unauthorized use. 4. Free plan and paid plan ondu offers a free plan with limited functionality and a paid plan (monthly or annual subscription) with additional functionality. Prices and features for each plan are shown in the app before you subscribe. You can cancel your subscription at any time; cancellation takes effect at the end of the period already paid for. 5. Acceptable use You may not use ondu for illegal activities, attempt to access other users' accounts, or reverse-engineer the application. 6. Intellectual property The ondu name, design and code belong to its developers. The data you enter (your transactions, accounts, etc.) is yours. 7. Limitation of liability ondu is provided "as is". We don't guarantee the app will be error-free at all times. We're not responsible for financial decisions you make based on information recorded in the app. 8. Account deletion You can delete your account and all your data at any time from the app (Profile → Delete account). Deletion is immediate and cannot be undone. 9. Changes to these terms We may update these terms occasionally. We'll notify you of significant changes inside the app. 10. Contact If you have any questions about these terms, write to us at soporte@ondu.app.