Last updated: 2026
1. What data we collect - Account data: email and password (stored encrypted, never in plain text). - Financial data you voluntarily enter: accounts, transactions, categories, budgets, counterparties, debts and loans, savings goals, recurring payments. - Basic technical data needed for the app to function (e.g. session token). 2. What we use your data for We use your data solely to provide the service: showing your balances and reports, syncing your information across your devices (if your plan supports it), and sending you account-related communications (email verification, password recovery). 3. Who we share your data with We don't sell or share your financial data with third parties for commercial or advertising purposes. We only share data with providers necessary to operate the service (for example, our hosting provider and our exchange-rate provider for currency conversion), and only the minimum information needed for that service to work. 4. Security Your password is stored using a hashing algorithm (bcrypt), never in plain text. Communication between the app and our servers is encrypted. 5. Your rights You can access, correct or delete your data at any time from the app. Deleting your account permanently erases all your financial data from our servers — there is no recovery period afterward. 6. Data retention We keep your data while your account is active. If you delete your account, your data is erased immediately. 7. Children ondu is not directed at children under 13. We don't knowingly collect data from children under that age. 8. Changes to this policy We may update this policy occasionally. We'll notify you of significant changes inside the app. 9. Contact If you have any questions about this policy, write to us at soporte@ondu.app.